rt360 Collections Management System
Collect more. Collect faster. Collect economically.
From the award-winning rt360 product suite

Why your organization needs rt360 Collections Management System?
Underwriting a loan is just the first step. A borrower’s debt servicing capacity remains vulnerable to changes in business cycles, income, and cash flows levels throughout the credit lifecycle. With a multitude of factors playing into it, the average collections rate in the banking industry is currently pegged below 20% – the lowest in two decades. It has never been more important to stay ahead of the curve. But the biggest challenge of all? Lack of structured collections approach, technological capabilities, and automated processes, making it difficult to efficiently collect payments.
Unlock your institution’s full collection potential and increase resolution rates cost effectively with advanced technology enablement that underpins a robust collections strategy. Say goodbye to rudimentary systems and hello to a streamlined, automated collections solution that leverages the power of advanced AI/ML analytics. Prioritize your strategies, communicate effectively with customers, and stay on top of collections with comprehensive dashboarding and reporting.
Key Functionalities

Prioritization & bucketing for targeted actions
Prioritization & bucketing for targeted actions

Granular collections planning and tracking
Granular collections planning and tracking

Effective collection strategy
Effective collection strategy

Insightful collection analytics & reporting
Insightful collection analytics & reporting

Functional decomposition and application mobility
Functional decomposition and application mobility
Benefits

Reduction in bad-debts write-off

Higher collection efficiency

Effective customer engagement

Focus on growth

Lowest TCO

On the go tracking, planning, decisioning, dashboards and reports, along with regional language enablement
Value Proposition
Business first, technology next approach
Business first, technology next approach
Domain expertise and proven experience (OEM+SI) under one roof
Domain expertise and proven experience (OEM+SI) under one roof
Seamless integration with upstream and downstream systems
Seamless integration with upstream and downstream systems
Ready-to-use and cloud-ready solution with minimum effort for deployment
Ready-to-use and cloud-ready solution with minimum effort for deployment
Flexible commercials and deployment models
Flexible commercials and deployment models
Products
rt360 Credit Risk Suite
rt360 Credit Risk suite is powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools.
rt360 Early Warning System
Always-on to detect early warning signs of incipient credit fraud or stress
rt360 RAROC Calculator
rt360 RAROC Calculator is a product that enables risk-based pricing & capital allocation.
Brochures
rt360 Credit Risk Suite
rt360 Credit Risk suite is powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools.
Download Nowrt360 Early Warning System
Identify credit risks proactively leveraging end-to-end predictive analytics.
Download Nowrt360 RAROC Calculator
As you focus on credit growth for your bank, capital allocation and pricing is critical to maximizing profitability and driving sustainable growth.
Download Nowrt360 Collections Management System
Identify credit risks proactively leveraging end-to-end predictive analytics.
Download Nowrt360 Expected Credit Loss
With the introduction of the global International Financial Reporting Standards-9 (IFRS 9) and its equivalent Indian Accounting Standards (IND AS) 109, financial institutions are adopting scientific methods for computing credit losses.
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rt360 is a risk management product suite to manage the entire risk portfolio of banks and financial institutions that includes credit risk, capital allocation, pricing risk, liquidity risk, model risk and operational risk.
rt360 is designed by bankers, risk practitioners and technology specialists with a Business First, Technology Next approach, empowering banks and financial institutions to focus on their credit growth and profitability while managing their risks. The product is fully designed and made in India to address the complexities of the financial sector globally. The suite comprises of five distinct products to manage each of the risk portfolio.
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