BCT Digital’s team of experts
Introducing our exceptional team, each member distinguished by their vast experience across domains. Discover the passion that drives them to lead the way in their respective fields.
Ashish Jajodia, CFA
Senior Product Manager
Traveller, explorer,
investment advisor

Ashish Jajodia, CFA
Senior Product Manager
What motivating factors led you to the current field for work
With an overall 13 years of experience in Fintech Industry spanning across various Risk Management
product suite, I have seen people working tirelessly in the traditional banking system which involved
a lot of time and manual efforts. To ease out the time taking activities for banks and be future ready,
I want the industry at large to be able to use digital solutions & tech innovations in all the banking
processes.
Who are you outside of work
I love traveling and explore new things in life. I am passionate about Asset Management and likes to
be an investment advisor for family & friends.
Prashanth Belugali N
Principal Product Manager
Investment enthusiast, agriculturist, sports fanatic
Swaminathan KS
Assistant Vice President
Avid reader,
traveller, explorer

Swaminathan K. S
Assistant Vice President
What motivating factors led you to the current field for work
Swami has a deep passion towards the field of risk management and has worked with leading
commercial banks, fortune 500 energy, manufacturing, and e-commerce clients. His objective is to
help generate business value to the organizations through holistic and integrated governance, risk
management and compliance.
Who are you outside of work
Outside of work, Swami spends time in reading and likes to travel and explore new locations.
Atul Gupta
Vice President, Product Engineering
Hobby cricketer, yoga enthusiast, social networker

Atul Gupta
Vice President, Product Engineering
What motivating factors led you to the current field for work
- Passion to connect with people using technology
- Uplifting tech usage across industry
- Power to exponentially resolve problems using right connect with science
- Satisfaction to spread right use of technology
- Connect with Industry Veterans & Leaders – explore & build new products to economy
Who are you outside of work
My hobbies include playing cricket & doing yoga & networking with people. I also enjoy CSR
activities in which we give back to society at large
Santosh BM
Senior Project Manager
Traveler, sports enthusiast,
aspiring cook

Santosh BM
Senior Project Manager
Motivating factors
My present field of work motivates me. Learning new things, working as part of a highly driven team, and coming up with creative ideas to improve, improvise or innovate – are all motivating factors. I’m enthusiastic about turning around a difficult project and seeing it to successful completion. I also celebrate a healthy work culture and thrive in a competitive environment.
Outside of work
I enjoy traveling, playing outdoor games, like badminton and cricket, running, and a bit of cooking.
Karthikeyan Sreerengan
Delivery Manager
Movie & cricket buff, family man

Karthikeyan Sreerengan
Delivery Manager
What motivating factors led you to the current field for work
Associated with Fintech for more than a decade and rich experience in handling Private and
PSU Banks in both Product development, Implementation and Delivery. Highly customer
centric and aligned with organization goals with will to do attitude , perfection , attention to
detail in achieving the expected end results without compromising on the quality and
process. Always seek ways to contribute that provide me with a sense of ownership both in
my own work and my overall work environment.
Who are you outside of work
Spend quality time with family and friends, listen to music, watch movies and Cricket.
Chandrakumar Natrajan
General Manager Sales
Adventurer, passionate reader, fitness enthusiast

Chandrakumar Natarajan
General Manager – Sales
What motivating factors led you to the current field for work
My work gives immense opportunities to add significant value to customer businesses by embracing
innovative technologies, empowering talented people. I thoroughly enjoy collaborating passionate
people with great team work to deliver customer delight.
Who are you outside of work
Traveling, experiencing new cultures, people and lot more readings. Volunteering start-ups to scale-
up their business. Bit of fitness to maintain the core strength of body plus mind.
Subramanian Raman
GM – Regional Sales
Singing, traveling, and
watching cricket

Subramanian Raman
GM – Regional Sales
What motivating factors led you to the current field of work?
I have over three decades of diverse expertise in delivering business growth and profitability across varied verticals in global markets. In my previous role as the Global Presales Head, I managed the treasury and risk business in India, the Middle East & APAC, encompassing the product suite, turnkey projects, and consulting solutions.
I am experienced in product deals, orchestration of solutions, and strategic management. In my previous organizations, where I led sales and presales for treasury & capital market solutions, I was instrumental in acquiring marquee Indian clients, such as the RBI, NABARD, Syndicate Bank and UCO Bank, as well as clients in the APAC, SAARC, Middle East, Africa & US. I have also demonstrated significant expertise in managing partnership alliances with global companies both from strategic basis and expanding channel partnerships.
Who are you outside of work?
Beyond my professional pursuits, I cherish spending quality time with my family, singing, traveling, and watching cricket.
Hariom Tyagi
Sales Head, Middle-East and Africa
Experimental chef, badminton player, explorer

Hariom Tyagi
Sales Head, Middle-East and Africa
What motivating factors led you to the current field for work
With 15+ years in FinTech and RegTech industry, I have been always interested in financial
technology and the way it has transformed traditional banking globally. I enjoy offering innovative
and next generation solutions solving peculiar and contemporary problems of financial institutions.
My work provides opportunities to learn new technologies and become part of customer’s
transformation journey.
Who are you outside of work
Outside work I enjoy reading, listening to music and playing badminton. I like learning new things
and exploring new places. I love cooking on weekends and spending time with my family.
Roshnie Venkataraman
GM & Head of Marketing, BCT Digital
Volunteer, movie enthusiast,
blogger

Roshnie Venkataraman
GM & Head of Marketing, BCT Digital
What motivating factors led you to the current field for work
Marketing chooses me and there has been no turning back.
Who are you outside of work
I am committed to a Non-Profit and have done a variety of roles in the last 20 years. I am
also an academic in Astrology and Astronomy.
Abhishek Rajeev Kulkarni
AVP – Sales, Middle East and Africa
Passionate about sports and traveling

Abhishek Rajeev Kulkarni
AVP – Sales, Middle East and Africa
What motivating factors led you to the current field for work
With over 12 years in the fintech industry, my passion for innovation, technology, and financial services drives me to transform traditional finance into more accessible, efficient, and customer-centric solutions. The dynamic intersection of finance and technology excites me, offering opportunities to enhance risk management, streamline compliance, and improve customer experiences. My motivation stems from a deep interest in problem-solving and financial inclusion, believing that fintech is shaping the future of finance. I am Passionate to contributing to this transformation by leveraging data-driven and technology-led solutions that create meaningful impact.
Who are you outside of work
Outside of work, I am passionate about sports, particularly cricket, badminton, and table tennis, which keep me active and competitive. I also have a deep love for traveling, exploring new places, and experiencing diverse cultures. Both sports and travel inspire me, offering balance, new perspectives, and continuous learning.