rt360 Risk Adjusted Return on Capital Calculator
The rt360 RAROC Calculator is a product that enables risk-based pricing & capital allocation
A scientific approach to risk-based credit pricing
The product aggregates data from disparate systems to help lending professionals accurately assess customer profitability while making credit pricing decisions for RAROC calculation. The product enables the bank with the right allocation of capital at the right pricing thereby increasing credit growth and profitability.
Key Features
Holistic credit profile based pricing mechanism:
Holistic credit profile based pricing mechanism:
Budgeting mechanism:
Budgeting mechanism:
Access controlled, workflow based system:
Access controlled, workflow based system:
Benefits
Superior Efficiency
Personalized Customer Experience
High levels of accuracy
Customized Solution for Credit Managers
Products
rt360 Credit Risk Suite
rt360 Credit Risk suite is powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools.
rt360 Early Warning System
Always-on to detect early warning signs of incipient credit fraud or stress
rt360 RAROC Calculator
rt360 RAROC Calculator is a product that enables risk-based pricing & capital allocation.
Brochures
rt360 Credit Risk Suite
rt360 Credit Risk suite is powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools.
Download Nowrt360 Early Warning System
Identify credit risks proactively leveraging end-to-end predictive analytics.
Download Nowrt360 RAROC Calculator
As you focus on credit growth for your bank, capital allocation and pricing is critical to maximizing profitability and driving sustainable growth.
Download Nowrt360 Collections Management System
Identify credit risks proactively leveraging end-to-end predictive analytics.
Download Nowrt360 Expected Credit Loss
With the introduction of the global International Financial Reporting Standards-9 (IFRS 9) and its equivalent Indian Accounting Standards (IND AS) 109, financial institutions are adopting scientific methods for computing credit losses.
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rt360 is a risk management product suite to manage the entire risk portfolio of banks and financial institutions that includes credit risk, capital allocation, pricing risk, liquidity risk, model risk and operational risk.
rt360 is designed by bankers, risk practitioners and technology specialists with a Business First, Technology Next approach, empowering banks and financial institutions to focus on their credit growth and profitability while managing their risks. The product is fully designed and made in India to address the complexities of the financial sector globally. The suite comprises of five distinct products to manage each of the risk portfolio.
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