rt360 Expected Credit Loss
Precisely estimate expected credit loss and achieve IFRS 9 compliance

Accurately estimate expected credit loss and align with IFRS 9
IFRS 9 introduces a forward-looking approach to financial reporting, particularly with its Expected Credit Loss (ECL) model, which mandates financial institutions to account for credit losses at the inception of a financial instrument. This shift from a reactive to a proactive loss recognition model requires banks to estimate and report expected credit loss over the life of financial assets. In this context, rt360 Expected Credit Loss emerges as an indispensable solution, offering advanced analytics and modeling capabilities powered by AI. It assists banks in accurately forecasting credit losses, enhancing the precision of their financial reporting, and complying with the IFRS 9 standards.
A business-driven technology solution, rt360 Expected Credit Loss enables banks to compute Expected Credit Loss as per regulatory guidelines like IFRS 9, while addressing requirements such as PIT PD, and macro-economic factors.Key Features
Estimates ECL
Estimates ECL
Estimates PD/LGD/EAD
Estimates PD/LGD/EAD
Computes effective interest rate
Computes effective interest rate
Perform validation and calibration
Perform validation and calibration
Dashboard and reporting
Dashboard and reporting
Benefits

Advanced capabilities

End-to-end automation
processes.

Accelerated timelines
Products
rt360 Credit Risk Suite
rt360 Early Warning System
rt360 RAROC Calculator
rt360 Collections Management System
rt360 Expected Credit Loss
rt360 Real Time Monitoring System
Brochures
rt360 Credit Risk Suite
Get sustainable growth and maximized profitability powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools.
Download Nowrt360 Early Warning System
Stay alert, efficient and profitable by identifying credit risks proactively and leveraging end-to-end predictive analytics.
Download Nowrt360 RAROC Calculator
Ensure dynamic risk-based pricing and efficient capital allocation with focus on maximizing profitability and driving sustainable growth.
Download Nowrt360 Collections Management System
Identify credit risks proactively, collect more, economically and at an accelerated pace by leveraging state-of-the-art predictive analytics.
Download Nowrt360 Expected Credit Loss
Recognize expected change in credit risk and onboard a framework to manage forward-looking credit loss. Adopt proven, scientific methods for computing credit losses.
Download Nowrt360 Credit Risk Suite
Get sustainable growth and maximized profitability powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools.
Download Nowrt360 Early Warning System
Stay alert, efficient and profitable by identifying credit risks proactively and leveraging end-to-end predictive analytics.
Download Nowrt360 RAROC Calculator
Ensure dynamic risk-based pricing and efficient capital allocation with focus on maximizing profitability and driving sustainable growth.
Download Nowrt360 Collections Management System
Identify credit risks proactively, collect more, economically and at an accelerated pace by leveraging state-of-the-art predictive analytics.
Download Nowrt360 Expected Credit Loss
Recognize expected change in credit risk and onboard a framework to manage forward-looking credit loss. Adopt proven, scientific methods for computing credit losses.
Download Nowrt360 Real Time Monitoring System
Prevent frauds, monitor high-value, high-risk financial transactions in real/near-real-time. Get timely alerts that facilitate proactive and preemptive follow-up actions.
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