rt360 Expected Credit Loss
Precisely estimate expected credit losses
Accurately estimate ECL and identify credit risks with rt360 Expected Credit Loss
Expected Credit Loss is a business-driven technology solution that enables banks to compute Expected Credit Loss as per regulatory guidelines, while addressing requirements such as PIT PD, and macro-economic factors.
Key Features
Estimates ECL
Estimates ECL
Estimates PD/LGD/EAD
Estimates PD/LGD/EAD
Computes Effective Interest Rate
Computes Effective Interest Rate
Cash flow generations based on terms and conditions of contract (E.g.: fixed/floating rate, prepayment, drawdowns)
Perform validation and calibration
Perform validation and calibration
Dashboard and Reporting
Dashboard and Reporting
User-defined portfolio for quick edits and regular updates
Benefits
Advanced capabilities
monitoring
End-to-end automation
processes
Accelerated Timelines
Products
rt360 Credit Risk Suite
A transformative product suite powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools
rt360 Early Warning System
Comprehensive, always-on early warning indicators powered by AI/ML to help bankers identify potential default, stress or fraud
rt360 RAROC Calculator
Accurately assess customer profitability while making credit pricing decisions for RAROC calculation thereby increasing credit growth
rt360 Collections Management System
Unlock your full collection potential and increase resolution rates cost effectively with advanced AI/ML technology that underpins a robust collections strategy
rt360 Expected Credit Loss
Compute Expected Credit Loss as per regulatory, IND AS 109 guidelines, while addressing requirements such as PIT PD, and macro-economic factors
Brochures
rt360 Credit Risk Suite
Get sustainable growth and maximized profitability powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools
Download Nowrt360 Early Warning System
Stay alert, efficient and profitable by identifying credit risks proactively and leveraging end-to-end predictive analytics
Download Nowrt360 RAROC Calculator
Ensure dynamic risk-based pricing and efficient capital allocation with focus on maximizing profitability and driving sustainable growth
Download Nowrt360 Collections Management System
Identify credit risks proactively, collect more, economically and at an accelerated pace by leveraging state-of-the-art predictive analytics
Download Nowrt360 Expected Credit Loss
Recognize expected change in credit risk and onboard a framework to manage forward-looking credit loss. Adopt proven, scientific methods for computing credit losses
Download Now
rt360 is a risk management product suite to manage the entire risk portfolio of banks and financial institutions that includes credit risk, capital allocation, pricing risk, liquidity risk, model risk and operational risk.
rt360 is designed by bankers, risk practitioners and technology specialists with a Business First, Technology Next approach, empowering banks and financial institutions to focus on their credit growth and profitability while managing their risks. The product is fully designed and made in India to address the complexities of the financial sector globally. The suite comprises of five distinct products to manage each of the risk portfolio.
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