rt360 Enterprise Risk Management

Governance, Risk & Compliance Suite



Identify and control
enterprise-wide risks effectively

rt360 Enterprise Risk Management

From the award winning rt360 product suite

rt360 Enterprise Risk Management

No enterprise is immune to risks. Today’s constantly evolving risk landscape can adversely impact an organization’s strategic growth and competitive edge in the market. Risks can arise from people, processes, and systems from both internal and external sources. There is a growing need for organizations to view risks holistically and integrate proactive, high-impact risk management practices into their overarching growth and go-to-market strategies.

rt360 Enterprise Risk Management (ERM) helps organizations identify, assess, mitigate, and monitor risks effectively. rt360 ERM is a powerful, analytical product that is underpinned by next-generation technologies and a “Business First, Technology Next” approach, which enable enterprises to identify and control risks arising out of their operations. The product is fully compliant with leading frameworks such as COSO and ISO, industry regulations, including the Basel guidelines.

Key Features


Close incidents and view alerts, dashboards and reports on the go, along with regional language enablement

Integration capabilities

Seamless integration with upstream and downstream systems


Ready-to-use and cloud-ready solution with minimum effort for deployment

Key Functionalities

Risk Strategy
rt360 Enterprise Management

Define and link risk appetite and tolerance

Align with strategic objectives

Risk Identification
rt360 Enterprise Management

Define risk sources, attributes, events, and consequences

Leverage multiple modes, such as workshops, surveys, questionnaires, etc.

Risk Assessment
rt360 Enterprise Management

Industry-specific risk and control libraries

Compliant with international frameworks

Map risks to processes at LOB/org level

Fix weightages at each level of risk aggregation

Risk Treatment
rt360 Enterprise Management

Define risk treatment plans and timelines

Assess residual risk values

Record mitigation controls and assessment criteria

Assess controls’ effectiveness

Risk Monitoring
rt360 Enterprise Management

Capture and monitor key risk indicators

Notifications/alerts for threshold breach

Risk Reporting & Dashboards
rt360 Enterprise Management

Proactive data insights and analytics

Informative dashboards

Extensive & customizable reporting


Accelerated time to market
360⁰ view of risks, breaking silos
Improved compliance
Reduced cost of compliance
Mitigated risks and Increased profitability
Strategic integration of risk management
Competitive advantage
Improved agility and decision making

Value Proposition

Improved compliance
Business first, technology next approach
Functional decomposition gives financial institutions flexibility
Industry-specific risk registers, controls
Flexible pricing models
Compliant to global GRC frameworks
Highly modular, allowing financial institutions to select services
Flexible commercials and deployment models


rt360 Early Warning System

Identify credit risks proactively leveraging end-to-end predictive analytics.

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rt360 Model Risk Management

Global regulators in recent times have paid an increasing attention to managing risks arising from extensive use of models in decision making.

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rt360 Asset Liability Management

Growing regulatory mandates by the Bank of International Settlements’ (BIS) demand automated systems for robust asset-liability management.

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rt360 RAROC Calculator

As you focus on credit growth for your bank, capital allocation and pricing is critical to maximizing profitability and driving sustainable growth

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rt360 Expected Credit Loss

With the introduction of the global International Financial Reporting Standards-9 (IFRS 9) and its equivalent Indian Accounting Standards (IND AS) 109, financial institutions are adopting scientific methods for computing credit losses.

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risk management suite

rt360 is a risk management product suite to manage the entire risk portfolio of banks and financial institutions that includes credit risk, capital allocation, pricing risk, liquidity risk, model risk and operational risk.

rt360 is designed by bankers, risk practitioners and technology specialists with a Business First, Technology Next approach, empowering banks and financial institutions to focus on their credit growth and profitability while managing their risks. The product is fully designed and made in India to address the complexities of the financial sector globally. The suite comprises of five distinct products to manage each of the risk portfolio.