Chartis

rt360 Credit Risk Suite

How can financial institutions turn ESG principles and climate risk management into a competitive advantage?

Environmental, social and governance (ESG) and climate risk management have become central to risk management and investment decision-making for financial institutions. The integration of ESG factors into organizational frameworks is driven by both regulatory requirements and market pressures.

Critical insights were unearthed by Chartis Research, in collaboration with BCT Digital, as they surveyed 77 ESG and climate risk practitioners across the financial services sector to understand:

  • How practitioners are assessing and planning for their ESG and climate risk capabilities in 2024
  • How the demographics of firms and practitioners impact their planning
  • The priorities that are steering firms’ strategic agendas and how they factor into their technology and business requirements

Unlock insights on ESG and Climate Risk

31958
31958
Learn how practitioners are assessing and planning for their ESG and Climate Risk capabilities in 2024
31959
31959
Understand which demographics are driving growth in the market
31960
31960
Explore how various priorities are cascading into firms’ technology and business requirements

How can financial institutions turn ESG principles and climate risk management into a competitive advantage?

Environmental, social and governance (ESG) and climate risk management have become central to risk management and investment decision-making for financial institutions. The integration of ESG factors into organizational frameworks is driven by both regulatory requirements and market pressures.

Critical insights were unearthed by Chartis Research, in collaboration with BCT Digital, as they surveyed 77 ESG and climate risk practitioners across the financial services sector to understand:

  • How practitioners are assessing and planning for their ESG and climate risk capabilities in 2024
  • How the demographics of firms and practitioners impact their planning
  • The priorities that are steering firms’ strategic agendas and how they factor into their technology and business requirements

Unlock insights on ESG and Climate Risk

How can financial institutions turn ESG principles and Climate Risk management into a competitive advantage?

Environmental, social and governance (ESG) and Climate Risk management have become central to risk management and investment decision-making for financial institutions. The integration of ESG factors into organizational frameworks is driven by both regulatory requirements and market pressures.

Critical insights were unearthed by Chartis Research, in collaboration with BCT Digital, as they surveyed 77 ESG and Climate Risk practitioners across the financial services sector. They explored how practitioners and firms will assess and plan their ESG and Climate Risk capabilities in 2024, the influence of demographics on their planning, and the priorities guiding their strategic growth agendas.

Powered by

chartis

This report covers

The key factors, themes and considerations around ESG and Climate Risk that are particularly relevant for financial institution
Market dynamics, analysis, and core findings across ESG and climate risk
Findings from the ESG and Climate Risk practitioner survey
  • The three biggest ESG and Climate Risk-related challenges facing financial institutions
  • Approaches to ESG and Climate Risk technology strategies taken by participating firms
  • Expected time horizon for compliance with ESG and Climate Risk regulations
  • Average and anticipated spend on ESG and Climate Risk technology

Key Functionalities

Prioritization & bucketing for targeted actions

Prioritization & bucketing for targeted actions

Achieve efficient collections with configurable prioritization rules, exception handling, and AI/ML- based detection of self-cures and early payers.

Granular collections planning and tracking

Granular collections planning and tracking

Streamline collections planning with a user-friendly UI, customer- and collector-wise target setting, configurable approval workflow, and on-the-spot decision-making with audit trails.

Effective collection strategy

Effective collection strategy

Optimize your collections strategy with recommendation engine, integrations to SMS/e-mail/payment gateways, customizable dunning letters, activity tracking, and centralized document repository.

Insightful collection analytics & reporting

Insightful collection analytics & reporting

Gain insights and monitor performance with consolidated portfolio views, roll rates, forward flows and other delinquency trends, efficiency reports, best time to call metrics, and PTP vs. collection variance analysis.

Functional decomposition and application mobility

Functional decomposition and application mobility

Experience seamless deployment and scalable, automated solutions with flexible modular deployment options, microservices-based architecture, open APIs, and data extraction bots.

Benefits

Reduction in bad-debts write-off
Higher collection efficiency
Effective customer engagement
Focus on growth
Lowest TCO


On the go tracking, planning, decisioning, dashboards and reports, along with regional language enablement

Access key takeaways

There is an indisputable need for an integrated platform to address end-to-end requirements

Budgets for ESG and Climate Risk solutions are relatively high

Blurred Image Blurred Image

Get business critical insights to underpin your ESG and Climate Risk strategy

This report covers

There is significant demand for ESG and climate risk capabilities

Data is at the center of ESG and climate risk assessments

Budgets for ESG and climate risk solutions are relatively high

Business first, technology next approach

Business first, technology next approach

Domain expertise and proven experience (OEM+SI) under one roof

Domain expertise and proven experience (OEM+SI) under one roof

Seamless integration with upstream and downstream systems

Seamless integration with upstream and downstream systems

Ready-to-use and cloud-ready solution with minimum effort for deployment

Ready-to-use and cloud-ready solution with minimum effort for deployment

Flexible commercials and deployment models

Flexible commercials and deployment models

Business first

Business first, technology next approach

Domain-Expertise

Domain expertise and proven experience (OEM+SI) under one roof

Seamless-Integration
Seamless integration with upstream and downstream systems
CloudReadySolution

Ready-to-use and cloud-ready solution with minimum effort for deployment

Flexible commercials

Flexible commercials and deployment models

Products

rt360 Credit Risk Suite

A transformative product suite powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools

rt360 Early Warning System

Comprehensive, always-on early warning indicators powered by AI/ML to help bankers identify potential default, stress or fraud 

rt360 RAROC Calculator

Accurately assess customer profitability while making credit pricing decisions for RAROC calculation thereby increasing credit growth

rt360 Collections Management System

Unlock your full collection potential and increase resolution rates cost effectively with advanced AI/ML technology that underpins a robust collections strategy

rt360 Expected Credit Loss

Compute Expected Credit Loss as per regulatory, IND AS 109 guidelines, while addressing requirements such as PIT PD, and macro-economic factors

Brochures

rt360 Credit Risk Suite

Get sustainable growth and maximized profitability powered by AI/ML algorithms, data analytics, configurable workflows, and extensive reporting and dashboarding tools

Download Now

rt360 Early Warning System

Stay alert, efficient and profitable by identifying credit risks proactively and leveraging end-to-end predictive analytics

Download Now

rt360 RAROC Calculator

Ensure dynamic risk-based pricing and efficient capital allocation with focus on maximizing profitability and driving sustainable growth

Download Now

rt360 Collections Management System

Identify credit risks proactively, collect more, economically and at an accelerated pace by leveraging state-of-the-art predictive analytics

Download Now

rt360 Expected Credit Loss

Recognize expected change in credit risk and onboard a framework to manage forward-looking credit loss. Adopt proven, scientific methods for computing credit losses

Download Now

Get business critical insights to underpin your ESG and Climate Risk strategy

Let's Connect

rt360 product suite